{"id":15774,"date":"2025-06-05T14:40:29","date_gmt":"2025-06-05T09:10:29","guid":{"rendered":"https:\/\/rtiwala.com\/content\/?p=15774"},"modified":"2025-06-20T14:56:16","modified_gmt":"2025-06-20T09:26:16","slug":"banks-boost-mutual-fund-investments-amid-surplus-liquidity-in-fy25","status":"publish","type":"post","link":"https:\/\/rtiwala.com\/content\/banks-boost-mutual-fund-investments-amid-surplus-liquidity-in-fy25\/","title":{"rendered":"Banks Boost Mutual Fund Investments Amid Surplus Liquidity in FY25"},"content":{"rendered":"\n

In FY25, Indian banks have significantly increased their investments in mutual funds, marking a strategic shift in asset allocation. This move is driven by subdued credit demand and an abundance of liquidity in the financial system.

\ud83d\udccaKey Highlights:

1\ufe0f\u20e391% Surge in Investments: Banks<\/a>‘ investments in mutual funds soared by 91% to \u20b91.19 lakh crore in FY25, as they sought better returns amid limited lending opportunities.

2\ufe0f\u20e3Preference for Liquid and Money Market Schemes<\/a>: Banks are primarily channeling funds into liquid and money market mutual fund <\/a>schemes to optimize short-term returns.

3\ufe0f\u20e3Impact on Deposit Growth: This trend has contributed to suppressed deposit growth, as banks allocate surplus<\/a> funds to mutual funds instead of traditional deposit avenues.


\ud83d\udd0dRTIwala: Empowering Financial Institutions

In this evolving financial landscape, RTIwala offers invaluable support to banks, SMEs<\/a>, and startups by providing access to:

1\ufe0f\u20e3Regulatory Insights: Obtain detailed information<\/a> on compliance, licensing, and regulatory approvals essential for investment activities.

2\ufe0f\u20e3Market Intelligence: Access comprehensive data<\/a> on industry trends, competitor analysis, and market opportunities to inform strategic decisions.

3\ufe0f\u20e3Due Diligence Support: Leverage RTIwala’s resources to conduct thorough due diligence, ensuring informed and secure investment<\/a> decisions.<\/p>\n\n\n\n

\ud83c\udf0dThe Banking and Financial Services Industry Leaders:
These are HDFC Bank<\/a>, State Bank of India<\/a>, ICICI Bank<\/a>, Axis Bank<\/a>, and Kotak Mahindra Bank<\/a> \u2014 some of the popular companies innovating in the mutual fund and liquidity management industry.

\ud83d\ude80And, these are the remarkable startups of banking and investment industry:
Groww<\/a>, Zerodha<\/a>, INDmoney<\/a>, and Kuvera<\/a> \u2014 transforming retail investment and digital wealth management in India.


Get any government<\/a> data, info, or record through @RTIwala<\/a>!

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\ud83d\udcde Ready to Expand Your Legal<\/a> Horizons?

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Connect with RTIwala today to access exclusive data and insights that can drive your financial growth in the dynamic banking sector.


#RTIwala<\/a> #Legaltech<\/a> #AskRTIwala<\/a> #Finance<\/a> #Investing<\/a> #Strategy<\/a> #Liquidity<\/a> #Growth<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

In FY25, Indian banks have significantly increased their investments in mutual funds, marking a strategic shift in asset allocation. This move is driven by subdued credit demand and an abundance of liquidity in the financial system. \ud83d\udccaKey Highlights: 1\ufe0f\u20e391% Surge in Investments: Banks‘ investments in mutual funds soared by 91% to \u20b91.19 lakh crore in […]<\/p>\n","protected":false},"author":1,"featured_media":15780,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"jnews_social_meta":[],"footnotes":""},"categories":[1],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/rtiwala.com\/content\/wp-json\/wp\/v2\/posts\/15774"}],"collection":[{"href":"https:\/\/rtiwala.com\/content\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rtiwala.com\/content\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rtiwala.com\/content\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rtiwala.com\/content\/wp-json\/wp\/v2\/comments?post=15774"}],"version-history":[{"count":3,"href":"https:\/\/rtiwala.com\/content\/wp-json\/wp\/v2\/posts\/15774\/revisions"}],"predecessor-version":[{"id":15833,"href":"https:\/\/rtiwala.com\/content\/wp-json\/wp\/v2\/posts\/15774\/revisions\/15833"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rtiwala.com\/content\/wp-json\/wp\/v2\/media\/15780"}],"wp:attachment":[{"href":"https:\/\/rtiwala.com\/content\/wp-json\/wp\/v2\/media?parent=15774"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rtiwala.com\/content\/wp-json\/wp\/v2\/categories?post=15774"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rtiwala.com\/content\/wp-json\/wp\/v2\/tags?post=15774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}