Introduction
UPI (Unified Payments Interface) has made digital payments easy and quick. But along with this ease, UPI fraud cases are increasing. Among these, phishing and QR code scams are the most common. It is important to understand these scams and know how to stay safe. This article will explain the scams, share the latest updates, and guide you on how RTIwala can help if you face such fraud.
What are Phishing and QR Code Scams?
Phishing Scams:
Phishing happens when scammers pretend to be from banks or companies to steal your information. They may call, email, or message you and ask for your UPI PIN, OTP, or bank details. If you share these details, they quickly transfer money from your account.
QR Code Scams:
QR code scams are also common in UPI frauds. Scammers send you fake QR codes, claiming you will receive money when you scan them. But when you scan, money goes from your account instead. Scammers also use fake payment apps to trick people into scanning these QR codes.
Latest Updates on UPI Frauds
According to a report from the Reserve Bank of India (RBI), UPI-related fraud cases increased by 300% in 2023-24. There were more than 36,000 cases of digital payment fraud, with phishing and QR code scams being the most common. Recent news highlights that scammers are using social media and fake customer care numbers to target people. Many victims shared that they lost money after calling fake numbers they found online for UPI support.
Key Steps to Stay Safe from UPI Frauds
- Never Share Your UPI PIN or OTP: Banks and UPI apps never ask for your PIN or OTP. Do not share these details with anyone.
- Check Before Scanning QR Codes: Always verify the source of a QR code. Do not scan QR codes sent by strangers.
- Be Careful with Links and Calls: Avoid clicking on unknown links in messages or emails. Be cautious when someone calls and asks for your banking details.
- Use Official Customer Care Numbers: Find customer care numbers from official websites only.
- Enable UPI Alerts: Turn on SMS and email alerts to track transactions quickly.
- Keep Your UPI App Updated: Update your app regularly for better security features.
How RTIwala Can Help You in UPI Frauds
If you are a victim of UPI fraud, you have the right to get information about your case. RTIwala can help you file an RTI (Right to Information) application to know the investigation status and what action has been taken.
Why Choose RTIwala:
- Expert Assistance: RTIwala experts guide you step-by-step to file RTIs.
- Anonymous RTI: If you are afraid of revealing your identity, use RTIwala Anonymous RTI service.
- Quick Follow-up: RTIwala helps you file appeals if you don’t get a response on time.
With RTIwala, you can hold authorities accountable and push for faster resolution of your case.
Final Thoughts
UPI scams like phishing and QR code fraud are increasing, but staying alert and informed can help you avoid losses. If you face any fraud or need clarity on your case, RTIwala is your trusted partner. From Anonymous RTI to expert consultations, they help you get the information you need to protect your rights. Stay aware, stay safe, and let RTIwala help you when needed.
