How to Solve PM-Kisan Samman Nidhi Rejection Codes with RTI

Table of Contents

1. What is PM-Kisan Samman Nidhi?
2. Eligibility & Documents Required
3. How to Check PM-Kisan Status (Step-by-Step)
4. eKYC, Aadhaar Seeding & Bank Link—Why Payments Fail
5. Beneficiary List & Installment Credit Timeline
6. Top Issues People Face (with Real Fixes)
7. Use RTI to Get Answers Fast (Department-wise)
8. RTIwala Can Help (Safe, Fast, Affordable)
9. FAQs

1) What is PM-Kisan Samman Nidhi?

PM-Kisan provides income support to eligible small and marginal farmers through Direct Benefit Transfer (DBT). Each year, three installments are transferred to the beneficiary’s bank account.
If your money is stuck, marked “FTO generated and payment confirmation pending”, or rejected, do not ignore it. Delays often happen due to eKYC, Aadhaar-bank mismatch, or land record discrepancies—and they can block future installments.

Pro-tip: If your payment is pending without a clear reason, use a precise RTI application to ask the department for the exact cause and file-wise movement details. You can file online RTI safely via RTIwala.

2) Eligibility & Documents Required

Who is eligible?

• Individual farmers owning cultivable land as per state records.
• Family definition usually includes husband, wife, and minor children.

You’ll typically need:

• Aadhaar, bank passbook, land ownership record (ROR/Khatauni/Jamabandi), and mobile number.

Common disqualifications:

• Institutional landholders, income-tax payers, constitutional post holders, retired pensioners above specified levels, etc.

Fear factor (real risk): If land records are not updated or your Aadhaar is not seeded with the bank, payments can be auto-rejected and recovery notices may follow in serious mismatches. Use how to file Right to Information with RTIwala to verify your land entry in the beneficiary database before the next cycle.

3) How to Check PM-Kisan Status (Step-by-Step)

1. Visit the official PM-Kisan portal.
2. Open PM-Kisan Status or Beneficiary Status.
3. Enter Aadhaar or Account or Mobile Number.
4. See current status, installment details, rejection codes, or KYC pending flags.
5. If it shows “eKYC pending” or “Aadhaar not seeded”, complete those first (see next section).

If the dashboard is unclear, file RTI to the State Agriculture Department/PM-Kisan State Nodal Officer asking for your file notes, workflow logs, and rejection reason codes. RTIwala drafts precise questions in 25 words or fewer to avoid denial.

4) eKYC, Aadhaar Seeding & Bank Link—Why Payments Fail

Key checkpoints:

• eKYC on the portal (OTP or biometrics at CSC).
• Aadhaar-bank link (NPCI mapping).
• Name/IFSC/account number must match bank & Aadhaar.
• Land record ownership must match beneficiary name/family.

Typical error messages:

• “FTO generated and payment confirmation pending”
• “Aadhaar authentication failed”
• “Name mismatch in NPCI”
• “Ineligible as per land record verification”

Don’t wait. Every failed cycle can push you into the next cycle. If the CSC or bank is not responding, apply for RTI online through RTIwala and seek time-bound action with file movement and responsible officer name.

5) Beneficiary List & Installment Credit Timeline

You can see the PM-Kisan Beneficiary List for your village on the portal:

• Select state → district → sub-district → block → village.
• Download/print the list for verification.

Installments: Three equal installments per financial year.
Note: If your eKYC is pending or Aadhaar-bank linking fails, your name can appear in the list but credit may not happen.

Use RTI application to ask why your name appears without credit, and who cleared your land verification. This creates a paper trail and fixes accountability.

6) Top Issues People Face (with Real Fixes)

1. eKYC Pending:
   – Complete OTP eKYC on portal or biometric eKYC at CSC.
   – If CSC delays, RTI to District e-Governance/CSC SPV for daily log of pending eKYC.
2. Aadhaar-Bank Mismatch / NPCI Mapping:
   – Visit bank, re-submit Aadhaar, ask for NPCI status.
   – RTI to Bank Nodal Officer for Aadhaar seeding date, NPCI response, and reason for failure.
3. Land Record Mismatch:
   – Update ROR/Khatauni/Jamabandi at revenue office.
   – RTI to Tehsildar for your mutation status and verification note sent to Agriculture.
4. “FTO Generated” but Not Credited:
   – RTI to State Nodal Officer/IFS PM-Kisan cell asking for payment file trail, PFMS/DBT response, and expected credit date.
5. Name in List but No Money:
   – RTI to District Agriculture Officer seeking approval memo, bank return memo, and rectification steps with timeline.

Quick win: RTIwala Custom Drafting ensures your questions are specific, increasing chances of complete replies within time.

7) Use RTI to Get Answers Fast (Department-wise)

When normal complaints don’t work, Right to Information forces departments to reply:

• Agriculture Department / State Nodal Officer (PM-Kisan): Request status notes, rejection codes, correspondence with district.
• District Agriculture Office: Ask for field verification report, eligibility sheet, beneficiary approval order.
• Revenue (Tehsildar): Seek land record copy used for verification, mutation dates, and discrepancy notes.
• Bank Nodal Officer: Request Aadhaar seeding logs, NPCI mapping status, and return memo if credit failed.
• CSC / e-Governance: Ask eKYC attempt logs, device error logs, and daily pendency report.

You can file online RTI or even apply for RTI online anonymously (through a proxy) using RTIwala Anonymous RTI product if you fear local pushback.

8) RTIwala Can Help (Safe, Fast, Affordable)

• Struggling with rejections or “payment pending” for months?
  RTIwala drafts targeted RTIs that demand file-wise accountability and exact reasons—not generic replies.
• Prefer privacy? Use Anonymous RTI via RTIwala to protect identity while getting the truth.
• Need appeal? If departments dodge answers, RTIwala guides on First Appeal and follow-ups.

Start now:

• Online RTI:
• Anonymous RTI:

Our team makes filing RTI online simple. If you’re new and wondering how file RTI or how to file Right to Information, we’ll handle drafting, references, and targeted queries—end-to-end.

9) FAQs (Structured & Index-Ready)

Q1. How do I check my PM-Kisan status quickly?
Go to the portal → Beneficiary Status → enter Aadhaar/account/mobile → view current installment, FTO stage, and KYC flags.

Q2. What does “FTO generated and payment confirmation pending” mean?
Funds Transfer Order is created but bank/NPCI confirmation is pending. If it’s stuck, file online RTI to the State Nodal Officer and Bank Nodal Officer for the exact pending point.

Q3. Why is my name in the beneficiary list but money isn’t credited?
Usually eKYC/Aadhaar-bank link or land mismatch. Fix locally and submit RTI for verification notes and action timeline.

Q4. Can I do eKYC without OTP?
Yes, at CSC via biometric eKYC. If the center delays, use RTI to obtain their daily pendency and escalate.

Q5. Can I file RTI about PM-Kisan without revealing my identity?
Yes. RTIwala Anonymous RTI lets you file RTI online safely through a proxy to protect your privacy.